Android Pay is actually a payment mechanism developed by Google. Android Pay will allow the users to pay for certain items purchased from certain retailers. It is actually a payment mechanism with of which you can connect your credit card or debit card and pay the money with the help of your handheld smartphone. Initially Google will be launching this new Hands Free feature in the regions of South Bay area of San Francisco. Let us have a detailed look to the features of Android Pay.
In some smartphones Android Pay is pre-loaded on the handset. But for certain handset users, they have to download it from Google Play. Now you have to add a credit card or debit card to the Android Pay. If you have added any of such cards with your Google Account earlier, then you can have the same with Android Pay by authenticating a few more details. By unveiling Android Pay last year, the officials confirmed that users will be able to pay for goods just by a tap on their device display.
Supported Apps and Devices
For the time being, no confirmation is available regarding the supporting applications with Android Pay. But Google officials confirmed that they establish partnership with prime payment processors such as Braintree, CyberSource, First Data, Stripe and Vantiv. While going through the website details, it is quite clear that applications like Chipotle, OpenTable, Domino’s, Lyft, Dunkin Donuts, JackThreats, Etsy, GrubHub and Groupon will back Android Pay. Android Pay is compatible with those devices which are equipped with NFC along with Android OS of KitKat 4.4 and above.
Participating Banks and Stores
Since Android Pay is launched in US, many US financial institutions support it. It includes cards like American Express, Visa, Discover and MasterCard. Following the cards, institutions like Bank of America, Capital One, Discover, Wells Fargo, navy Federal Credit Union, Citi, PNC, US Bank, USAA and Regions Bank also support Android Pay. Android Pay is accepted at stores like Aeropostale, BabiesRus, BJ’s Wholesale Club, Blooming Doles, Jamha Juice, Coca Cola, Game Stop, Petco, Pepsi, Subway, Sports Authority and many other similar stores.
Android Pay is already launched in US. Users can have the application downloaded directly from Google Play. The application has made its way towards UK now and is said to be launched by the end of this March. It will be available as pre-installed on NFC supported smartphones from AT&T, Verizon Wireless and T-Mobile.